Medical Gap Insurance
HRFLDist
52 Posts
Good Morning...I attended a seminar that talked about using medical gap insurance with high deductible plans. This insurance covers deductibles and co-insurance for inpatient and outpatient services. Has anyone ever used these? If so, are they worth the costs?
Comments
I have never used these before, but one thing comes to mind. If your high deductible plan has an HSA attached to it, having a program like this could mean trouble for the HSA program. It is my understanding that actually it would disqualify the HSA portion of the plan.